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Daycare Insurance - Protecting Your Business


Daycare Insurance - Protecting Your BusinessWhen parents entrust their children into your care, you are responsible (liable, in insurance and legal terms) for keeping them safe. But no matter how carefully you watch the children in your facility, accidents can and do happen. This leaves you open to unique liability exposures. For example, parents could sue you for negligence if their child is injured while in your care. If you were found guilty and had no insurance, you would have to pay the child's family out of your own pocket....

Why Sick Kids Should "NOT" Be Allowed at Daycare

Sick Kids

Each licensed and registered child care providers have illness policies. Every state in the U.S. requires that guidelines are set to differentiate an excludable illness and a “mild” or “minor” illness. Independently owned child care providers have the blessing and burden of developing their own policies that must at least meet the minimum standards set forth by their respective state. I’m certain you have come across variations in the policies of the privately owned child care services.....

How to Differentiate Flu, Cold or Allergy

Cold or FlurThe flu and the common cold are both respiratory illnesses but they are caused by different viruses. Because these two types of illnesses have similar flu-like symptoms, it can be difficult to tell the difference between them based on symptoms alone. In general, the flu is worse than the common cold, and symptoms such as fever, body aches, extreme tiredness, and dry cough are more common and intense. Colds are usually milder than the flu.....

When is it Too Hot or Cold for Outside Play

When is it Too Hot To Play Outside

Watching the weather is just part of the job for daycare providers. Planning for playtime, field trips, or weather safety is part of the daily routine. The changes in weather require the child care provider to attend to the health and safety of children in their care. What clothing, beverages, and sun screen are appropriate? Dress children to maintain a comfortable body temperature.....

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When is it Too Hot To Play Outside

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