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BumbleBee 10:54 AM 09-12-2012
I had the same problem-homeowners doesn't cover home daycare & would drop me when I opened. I looked at a bunch of companies and all of them said no. Finally found insurance with West Bend Mutual & Michigan Insurance Company. West Bend covers business liability at $400 a year while Michigan Insurance Company covers the home at $1600 a year.

It's pricey but it was the only option for me at the time. Everybody else said no.

You may have better luck, hopefully someone else will chime in soon.
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