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Daycare Insurance Discuss your insurance and liability concerns here. |
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#1
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How Much Liability??
I saw the post a couple days ago about insurance and I was wondering what everyone's liability limits are.
I have a home daycare with 6 children (once i get licensed). I noticed that a lot of people have separate policies for their home daycare. I just added onto my homeowners policy. Now im worried that I do not have enough coverage. |
#2
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Quote:
I have coverage for an attorney in case someone dc related wants to sue me for any reason, including child abuse . |
#3
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Insurance is cheap compared to the cost of being sued. I bought the highest amount available. $2M.
Never underestimate the power of an angry parent. |
#4
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Ok so i looked into better insurance.
This is what I was offered. $1mil for liability $20,000 business income coverage $50,000 court costs $25,000 for child abuse claims personal liability and employee benefits Should I see if I can increase it to $2 mil for liability? I will soon have 6 children and i do not transport. |
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insurance, liability limit |
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